It began at a family table in Colombia, where a simple question cut through the noise of despair. Vanessa watched her brother struggle to afford university—not because he lacked talent, but because traditional loans trapped families like theirs in cycles of debt they could never climb out of. The lightbulb moment came when she reframed the problem: what if education wasn’t a loan to repay, but an investment to share?
In Colombia and across Latin America, thousands of . . .
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